Specialist Insurance Expertise

At Stiles & Co, We offer unique insurance claims assistance and specialist advise regarding subsidence and other insured perils.

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Insurance

Stiles & Co have an excellent reputation and long-standing experience as specialist insurance advisors. We provide comprehensive advice to policy holders, brokers and insurers both before and after claim notification.

Stiles & Co are members of the RICS Designated Professional Body (DPB) scheme, which is a requirement of the Financial Conduct Authority (FCA). We undertake general insurance mediation activities (including claims advice).

Our expertise in this field usually helps minimise the stress experienced during the process and reduces the time for claim settlement, to the mutual benefit of all parties.

Before starting in private practice, Martin Stiles worked as an insurance loss adjuster for 10 years, specialising in subsidence and heave claims, fire reinstatement work and major losses. Consequently he has a unique insight into the principles and practice of insurance, plus management of buildings insurance claims.

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For Policyholders

Independent advice for policyholders to assist with their claims including liaising and negotiating directly with the insurance company or their agents so the claim can be settled as quickly as possible and on the best terms.

Damage limitation advice if your property is affected by storm, fire or flood, including emergency safeguarding of the building and, once liability has been accepted by your insurer, organising reinstatement works. This may include preparation of specifications and schedules of work followed by pre and post contract administration to final account.

Specialist investigations and reporting into cause, including unobtrusive inspections using specialist equipment.

Impartial technical advice for difficult or unusual specialist buildings claims.

Building reinstatement works cost assessment to ascertain sums insured for standard and non-standard risks.

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For Insurers, Loss Adjusters & Brokers

Risk management and subsidence audits. We specialise in dealing with high net worth buildings insurance claims.

We work regularly with major loss teams both nationally and internationally.

Volume claims overflow assistance for scheduling repairs and management.

Specialist consultants to assist with in-house scheme work.

Complaint case reviews to advise before claims are submitted to the Financial Ombudsman Service.

Expert witness in connection with public liability and professional indemnity claims.

Our Concierge Service reduces risk and insurance underwriters may take a favourable view when considering risk and associated annual premiums.